So, how do private lenders decide who gets a loan and who does not? The answer lies in the framework known as the “4C’s of underwriting.” These 4 areas provide the lender with a picture of what they want to know about you and your project.

As a private lender, we experience confusion from some Borrower’s on how much, when, and why private money loaned funds are determined and distributed.

As a result, we felt it may be helpful to go through the steps of a “standard” fix and flip loan and how funds are disbursed, and related priorities.

Let’s take a look at the 7 KEY steps to guaranteed success in your loan approval process.

Differences Between a Private Money Lender and a Bank for Fix-and-Flip Projects

Fix-and-flip projects involve buying a property, renovating it, and then selling it for a profit. Choosing the right financing is crucial for success. Here's a breakdown of the key differences between using a private money lender and a traditional bank loan for your fix-and-flip project

What it takes, and key characteristics, to get started and be a successful fix & flipper.

As a private lender who sees a variety of fix and flip projects, we thought it prudent to emphasize one of the easiest, but most important, items to not underestimate the importance of: upfront due diligence on a fix & flip project

As your Private Lender, REAL Texas Capital wants our Borrowers to succeed!!A few helpful reminders to Slash Your Fix-and-Flip Expenses & Strategies to Maximize Profits.

At REAL Texas Capital, we serve two groups: (1) our borrower partners and (2) our capital partners.

Being childhood friends from Spring, Texas, Ricky & Rusty have combined their talents, experience, character, and backgrounds to focus on providing unparalleled service and ethics in the private lending space.