In summary, looking at the totality of the 4 markets, active listings have steadily increased since December 2023 to new highs each month ending in June…indicating a sluggish market and raising the average days to sell a property to 87 days (almost 3 months)

Understanding the differences between “Hard Money Lending” versus “Private Lending” can be subtle, yet important. Overall, Private Lenders oftentimes have flexibility that Hard Money Lenders may not have and are more boutique lending experience for the borrowers. We have compiled a quick article illuminating differences, so that you may choose which option may best suit your needs

To close on a loan for your real estate investment project, private lenders will present a number of documents for your approval. The loan documents presented to you will be determined by your lender as well as the rules of the particular state. Below are the standard documents we require of our borrowers:

So, how do private lenders decide who gets a loan and who does not? The answer lies in the framework known as the “4C’s of underwriting.” These 4 areas provide the lender with a picture of what they want to know about you and your project.

As a private lender, we experience confusion from some Borrower’s on how much, when, and why private money loaned funds are determined and distributed.

As a result, we felt it may be helpful to go through the steps of a “standard” fix and flip loan and how funds are disbursed, and related priorities.

Let’s take a look at the 7 KEY steps to guaranteed success in your loan approval process.

Differences Between a Private Money Lender and a Bank for Fix-and-Flip Projects

Fix-and-flip projects involve buying a property, renovating it, and then selling it for a profit. Choosing the right financing is crucial for success. Here's a breakdown of the key differences between using a private money lender and a traditional bank loan for your fix-and-flip project

What it takes, and key characteristics, to get started and be a successful fix & flipper.

As a private lender who sees a variety of fix and flip projects, we thought it prudent to emphasize one of the easiest, but most important, items to not underestimate the importance of: upfront due diligence on a fix & flip project

As your Private Lender, REAL Texas Capital wants our Borrowers to succeed!!A few helpful reminders to Slash Your Fix-and-Flip Expenses & Strategies to Maximize Profits.

At REAL Texas Capital, we serve two groups: (1) our borrower partners and (2) our capital partners.

Being childhood friends from Spring, Texas, Ricky & Rusty have combined their talents, experience, character, and backgrounds to focus on providing unparalleled service and ethics in the private lending space.